When it comes to buying a home, there are two very important people who can help guide you through the process. The first is your lender. Your loan officer can help you determine how much home you can afford and help you review your loan... (Read More)
Thinking about buying a home? Mortgage rates have been bouncing around near all-time lows for quite a while now. Historically speaking, rates still remain incredibly low. Many home buyers today think that mortgage rates this low are the way it's... (Read More)
Moving into a new home is both an exciting and a nerve-wracking time. Not only will be you be leaving surroundings that are familiar to you, you'll be meeting new neighbors and starting a new journey in your life.
The good news is that with... (Read More)
If you’re an active service member in the armed forces, you have a tough job and move around a lot. That’s why the Department of Veterans Affairs 70 years ago launched a home loan program to help you when it’s time to relocate.
That’s... (Read More)
If you're like most Americans, you have amassed quite the collection of financial documents, including receipts, invoices, pay stubs, bank statements, utility bills and old tax returns. Most can be tossed after a certain period of time. But there... (Read More)
Don't think you'll be able to afford to buy your first home anytime soon? The good news is that when it comes to finances, little efforts can lead to big results. These four strategies are designed to help you and your family spend less, save more... (Read More)
It won’t be long before we will feel the chill of winter approaching. Is your home ready? The good news is that winterizing your home doesn't have to be costly or time consuming. With a free afternoon (or two!) and a little elbow grease, here are... (Read More)
You have an excellent credit score and a good job but not enough in the bank for a down payment. Sure, you can ask your parents for money or start saving money. But if you’d rather purchase property now, while interest rates are still very low... (Read More)
Do you think student-loan debt is preventing you from buying a house? A recent survey by the National Association of Realtors supports that opinion.
The survey found that 71 percent of non-homeowners who are current in their student loans believe... (Read More)
No, you won’t get the lowest interest rate with a low credit score, but you can qualify for a mortgage loan. It’ll take more work and probably cost more, but it’s possible. Here’s how you should prepare for the process.
Know your credit... (Read More)