SafeKids.org wants home buyers to remember that homes contain an abundance of items that could be dangerous to children. While your home may be a place to relax, play and enjoy spending time with family, it is also may be fraught with possible... (Read More)
You’re nervous. After raising a family, you’ve watched your kids carve out their own lives away from home. Now it’s time for you to sell your house and move somewhere smaller.
But you don’t have to do it alone. Your children can... (Read More)
If your house has been sitting on the market for a while, don’t panic. Experts agree there are several common obstacles to a successful sale and some very simple strategies for overcoming them. If your patience is wearing thin, consider these tips... (Read More)
Surprises can be fun, but not when they’re related to your credit. If you’re applying for a mortgage loan, a lender will pull your credit report—do you know what he or she will find?
Make sure there aren’t any surprises on your credit... (Read More)
If you're a homeowner thinking about refinancing, you have two options for covering your closing costs if you're not paying for them with cash. They are:
Taking a higher mortgage rate. In this scenario, often called a no-cost refinance, you avoid... (Read More)
You're getting ready to buy a home and hoping your credit score qualifies you for a great mortgage rate. What's the biggest factor in determining your individual credit score? Your payment history. Unfortunately, issues such as missed or late... (Read More)
Do you find yourself thinking, "I have been renting for long enough. Maybe it's time to buy my own home?" The truth is, home ownership can have quite a few benefits — benefits that may help you make the leap!
First and foremost, owning a home... (Read More)
When it comes to your credit, applying for a home loan is different than applying for just about any other type of consumer loan.
When applying for a credit card or auto loan, for example, your lender may request a copy of your credit report from... (Read More)
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The decision to take the leap into home ownership is not necessarily an easy one. But there may come a time when you find yourself wondering, “Am I wasting my money by renting? Should I buy a home instead?” If the following statements ring... (Read More)
Getting ready to buy a home? Now is the time to be thinking about which type of loan term best fits your needs.
Most buyers take out a 30-year fixed-rate home loan. In fact, more than 80 percent of buyers select this option because of the low... (Read More)